It is easy to think of a loan as money for you to spend on whatever you wish. ![]() However, this could be a decision that you regret. It can be tempted to think that you should take this opportunity of having some extra money and take out the loan. ![]() They may send out a leaflet with the details, a direct letter, email or even telephone. ![]() Often a bank that you are a customer of will offer you a loan.
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